What To Do If You Have An Accident:

There are certain steps you should take after being involved in any kind of accident.

1. You shouldn’t leave the scene of any auto accident before you:

Call the police. You need to report any automobile accident even if the damage was only minor. In cases where personal injury or major vehicle damage occurs this is especially important.
Let the police know immediately about any major injuries that may require medical assistance or if any vehicles have been so damaged they are not capable of driving away from the accident.
Turn on your hazard lights.

Listed below are some things you shouldn’t do after an auto accident:

Do not admit that you are responsible for the accident or talk about the incident with anyone except your auto insurance provider or the authorities.
Don’t accept any money from anyone. They could claim later that you took it as a settlement at the scene of the accident.
Don’t panic or become angry. Try and remain calm and cooperate with the other people individuals involved in the wreck and courteous with the police.

2. Exchange information with the other driver:

It’s always a good idea to write down the other driver’s contact information. Be sure to get their full name, current address, telephone number, license plate number and driver’s license number.
If you can, get the other driver’s auto insurance policy number.
Take note of the year, make, model and description of the other driver’s vehicle.
Get the names (and addresses if you can) of all passengers, injured persons.
Try to secure at least 2 witnesses to the accident.

3. Make a diagram the accident scene

You will need to do this anyway on the official report, so you might as well do it at the scene to be as accurate as possible.
Record the time and weather conditions, as these may be a factor in your claim.
Draw the positions of all vehicles involved in the collision.
If you have a camera phone, take pictures of all cars involved and actual accident scene.

4. Report Your Claim

When you report your claim, try and have following information ready: