Health Insurance Healthcare Options Find Affordable Health Insurance Online Illinois Insurance Agent

Are you waiting on the outcome of the Healthcare Bill to get health insurance?

Americans living without healthcare coverage is becoming a more and more common issue. Job loss, underemployment, and company-dropped benefits can account for some portion of the uninsured. But often, people who could get coverage don’t, for very different reasons. Navigating the healthcare maze is confusing and overwhelming to many. They may be self-employed and wrongly assume there are no affordable policies available. They may not fully understand the insider-language enough to confidently comparison shop. They may be so intimidated by the whole process that they’ve dismissed the possibility of getting insurance altogether, wait on a future government option, and pray they don’t get injured or sick in the meantime.

What happens when you get sick without the safety net of health insurance?

Late last year Harvard released a study that showed over 45,000 Americans die every year because they don’t have health insurance. This is primarily because people die from conditions that would have been completely treatable if the patients could have afforded medical care. How is a number that high possible?

Shortly after that study was released, President Obama was quoted as saying, “One in three adults who don’t have health insurance live one accident away from bankruptcy”. For many more, the choice is between eating or medicating. It’s not just catastrophic accidents that can cause financial disasters: unexpected pregnancies requiring prenatal care and delivery, flu symptoms during the H1N1 Epidemic, sports strains and injuries, and ongoing conditions such as allergies, diabetes, and hypertension that all require regular medical attention can ruin finances quickly. Please don’t forget preventative medicine as well, which goes completely ignored in the absence of health insurance. Routine exams such as mammograms, colonoscopies, pap smears, and prostrate exams all have excellent rates of early diagnosis for treatable cancer. But all go neglected when there is no way to pay for them as well.

What if you didn’t have to go without health insurance?

Don’t let the primary issue keeping you back from shopping for health insurance be FEAR. Yes, there are a lot of options out there. Yes, it can be overwhelming to sift through them and find one that works for you. But you don’t have to do this alone. Illinois Insurance Center is a full service agency, representing many different carriers, providing all lines of insurance for your personal and business needs. This means they

are able to provide you with the most comprehensive form of coverage at competitive prices.

• Because they are a well-established agency, they have a high standing with insurance companies, allowing them to represent many different companies. More competition will mean you’ll get a better price.
• They are known for a high level of customer service. Knowledgeable representatives help you customize and find the right policy for you. This isn’t something best done in a non-personal, automated way. Your situation is unique and your advocate should know what you need in order to best serve you.
• The data is highly computerized and optimized. This means the comparison process is faster, easier. Coverage and policies can be designed with the features you can afford.

Are you unsure where to start? The best time to begin is while you are still healthy: don’t wait until you are older and sicker. Costs will only rise, as will difficulty in getting a policy. The right agent means you have an advocate in the field: you have the power to get the best deal and the best customized coverage for your needs. Illinois Insurance Center is one of the Midwest's fastest growing and most progressive insurance agencies. They are a full service agency providing all lines of insurance for your personal and business needs from a large variety of carriers. Contact us for a no-obligation quote, and enjoy our professional services.