Auto Insurance

What Our Car Insurance Plans Cover

As mandatory insurance for your automobile, your Chicago Auto Insurance provides coverage when you cause injury or damage to another person, vehicle or property while operating your vehicle. We cover the following types of car insurance claims:
  • Bodily injury: Auto insurance coverage includes injury to another party up to $25,000 per person or $50,000 per incident.
  • Property damage: Car insurance includes coverage for the other party up to $25,000 per incident.
  • Uninsured Motorist: If the other party is not insured or you are the victim of a hit-and-run accident, our auto insurance covers you and your passengers due to bodily injury or death. Car insurance coverage is up to $25,000 per person or $50,000 per incident.
  • Medical: This optional auto insurance coverage provides payment for your medical claims when you or your passengers become injured in an automobile accident. Coverage is subject to the limit or dollar amount stated on your policy.
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Additional Insurance That We Offer

Additional types of the auto insurance includes optional policies, such as collision insurance, comprehensive and rental or towing. By offering you a range of choices, we’ll provide you with complete information and quotes for cheap auto insurance in Chicago, and we’ll also offer you options to increase your coverage limits. Payments for loss or damage are calculated with the actual cash value of the loss minus your deductible. The deductible is a set amount that you must pay towards the claim, while your Auto Insurance Company pays the balance.
  • Collision: Auto insurance plans include collision coverage to take care of necessary repairs or vehicle replacements following an accident.
  • Comprehensive: Potential claims include loss or damage due to fire, theft, vandalism or severe weather.
  • Rental and Towing: This type of coverage from your auto insurance pays for towing your vehicle after an accident or mechanical breakdown, and it pays for the cost of a rental vehicle during your vehicle’s repairs or replacement.
With many Auto Insurance Companies and carriers, selecting the best car insurance to meet your individual needs is a complex process. When you contact us, we will provide you with vehicle insurance quotes online and explain the benefits and minimum requirements for mandatory and optional Auto Insurance Chicago. Contact a specialist at the Illinois Insurance Center to learn about auto insurance quotes.

To speak with an agent about our auto insurance plans, 
call us today at (708) 776-2260 in Chicago, Illinois .

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